Quick answer
What extra money is there for families?
From 2027 there is up to €300 extra per child – even for small amounts.
For each child you receive child benefit for, the state adds one euro for every euro you save – up to €300 per child and year. You reach the full amount by saving €25 a month – for each child.
The normal top-up comes on top. You must save at least €120 a year and be eligible.
- One euro extra for every euro saved
- At most €300 per child and year
- Only while child benefit is paid
- One parent gets it per child
General information based on the law. Not personal advice and not a promise.
How much could add up for you?
More settingsFor everyone who wants more detail.
For example, once you earn more after your training.
At this age you stop saving. From then on, the money is paid out to you. The law usually allows this from age 65.
Money you have already saved for old age and invest from the start.
How much your money grows on average per year, before costs. Pick what suits you: if you have plenty of time and stay calm when things go up and down, you can expect a bit more. If you prefer it steady, a bit less. We calculate with 6%.
This is what the provider takes from your money every year. 1% means: €10 a year for every €1,000.
You pay in a little more every year – for example because your salary goes up.
Most things get more expensive over time. We use this value to work out what your money will be worth later. The European Central Bank (ECB) aims for inflation of 2% a year – that is why we calculate with 2%.
2 % is the official target of the European Central Bank.
Not included: taxes and one-off costs when signing up. The payout in old age is only a rough estimate. How exactly we calculate
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